Our technology gives every invoice a unique risk rating that's based on a combination of factors. The risk score plays a role in calculating the price of your insurance policy.

There are a number of factors that affect the risk rating.

✔️ The company credit score of your buyer — As provided by the credit reporting agencies we work with. A better credit score has a positive impact on the risk rating.

✔️ The payment performance of your buyer — we look at how they pay other suppliers. A good payment performance has a positive impact on the risk rating.

✔️ The amount insured against your buyer — We look at the total amount insured against your buyer. A lower amount has a positive impact on the risk rating.

✔️ The invoice value — we look at the amount you want to insure today. A lower invoice value has a positive impact on the risk rating.

✔️ The payment terms — we look at the payment terms of the invoice you want to insure today. Shorter payment terms have a positive impact on the risk rating.

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